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The margin of error for the full sample is plus or minus 3 percentage points.

Peter Kanaris, coordinator of public education for the New York State Psychological Association and a clinical psychologist in Long Island, says the poll results are a sign of our tough economic times.

“They are married and they are reaching out to try to get something done.” He said the male poll respondents could be more willing to “talk” while women actually act.

“It could be a little bit of a difference between talking about it and trying to get something done.

“What’s very interesting is that toward the top of the list it is dominated by financial and money issues except for love life,” he says.

“What the poll suggests, because of the preponderance of items high on the list being financial, is the sensitivity and emotional stress that people are experiencing around money matters.” “One of the reasons people don’t talk about it is there is shame,” Karanis says.

“There is some evidence out there that people who get advice from others on their finances end up doing better,” he says.

You don’t broadcast it Lynnette Khalfani-Cox recalls being 0,000 in debt in 2001. I certainly didn’t tell my family and friends,” she says.

“We see people telling us they had the credit card bill sent to a parent’s house, a post office box or e-mailed instead of going to their homes.” Adds Mc Auliffe: “When we sit down with families, their heads are buried in the sand.David Jones agrees that women tend to dominate in self-help efforts.Jones is president of the Association of Independent Consumer Credit Counseling Agencies (AICCCA).Of the respondents, 78 percent said they were somewhat or highly unlikely to discuss details of their love lives. Other unmentionables: monthly mortgage or rent payments (69 percent) and health problems (58 percent).After that, the topics become easier to discuss: the death of a loved one (49 percent), your weight (47 percent), views about religion (37 percent), political views (36 percent), your age (26 percent), the price of a tank of gas (13 percent) and the weather (8 percent).

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